Finkargo Protege is a cloud-based insurance and risk management platform designed for importers in Latin America. The service offers comprehensive, flexible insurance policies that cover goods throughout the entire logistics chain—from the supplier’s warehouse to the importer’s warehouse—without deductibles. Protege adapts to the specific needs and operational cycles of each business, allowing importers to select the coverage they need, when they need it, and to pay for policies on flexible terms that align with their import operations (up to 120 days). The entire process, from quotation to policy issuance, is fully digital, providing transparency, speed, and ease of use. Protege aims to reduce financial risk, ensure business continuity, and provide peace of mind by protecting merchandise against any eventuality during international transport and storage.

Key Features

End-to-End Logistics Insurance Covers goods from origin warehouse to destination warehouse.

• Comprehensive protection across the entire supply chain
• No coverage gaps during transit or storage

No Deductibles Policies are issued without deductibles.

• Full compensation in case of loss or damage
• Simplifies claims and reduces out-of-pocket costs

Flexible Coverage and Payment Terms Insurance adapts to operational cycles and cash flow.

• Select coverage for specific stages or shipments
• Pay premiums on terms aligned with import operations (up to 120 days)

100% Digital Process From quotation to policy issuance, all steps are online.

• Fast, transparent, and paperless experience
• Immediate access to policy documents and support

Personalized and Transparent Pricing Tailored policies and clear cost structures.

• Coverage and pricing adapted to business needs
• No hidden fees or unexpected charges

Benefits

Risk Mitigation Reduces financial exposure from loss, damage, or theft during import operations.

• Ensures business continuity
• Protects working capital and inventory

Operational Flexibility Insurance adapts to business cycles and cash flow.

• Aligns premium payments with import timelines
• Supports dynamic and growing import operations

Peace of Mind Comprehensive, transparent coverage with no deductibles.

• Simplifies claims process
• Provides confidence in international trade

Digital Convenience Fully online process for fast, easy access to insurance.

• Reduces administrative burden
• Enables quick response to changing needs