Protecht.ALM is a cloud-based Asset Liability and Treasury Management solution designed to help organizations strengthen risk management and optimize internal treasury operations. The platform enables risk managers and financial controllers to gain a comprehensive understanding of their organization’s exposure to interest rate movements and other financial risks. Protecht.ALM supports a robust risk management framework with advanced risk calculations, flexible portfolio structures, and dynamic reporting. The system covers deal capture, valuations, operations, counterparty management, and accounting entry generation, all within a configurable environment that can function as a comprehensive ALM risk system or a stand-alone treasury management solution. Protecht.ALM is suitable for organizations seeking to improve decision-making, compliance, and performance in treasury and balance sheet management.

Key Features

Comprehensive Risk Calculations Advanced tools for measuring and managing financial risk.

• Value at Risk (VaR), sensitivity analysis, principal gap, Earnings at Risk, and scenario analysis
• Supports robust ALM risk management frameworks

Flexible Portfolio and Product Structure Customizable to organizational needs.

• Flexible retail product design mapped to core banking codes and tiers
• Adaptable portfolio structures for different business models

Deal Capture and Valuation Streamlines treasury operations.

• Captures and manages deals, valuations, and counterparty exposures
• Integrates with accounting entry generation

Dynamic Form Design and Reporting Enables tailored data collection and insights.

• Customizable forms for data entry and workflow management
• Comprehensive, flexible reporting for senior management

Operations and Counterparty Management Centralizes operational processes.

• Manages operational workflows and counterparty relationships
• Supports audit trails and compliance documentation

Benefits

Enhanced Risk Visibility and Control Improves understanding and management of financial exposures.

• Real-time insights into interest rate and liquidity risks
• Supports proactive risk mitigation and compliance

Optimized Treasury Operations Streamlines and automates treasury processes.

• Reduces manual effort and operational risk
• Increases efficiency in deal, valuation, and accounting workflows

Informed Decision-Making Empowers leadership with actionable analytics.

• Flexible, comprehensive reports for strategic planning
• Scenario analysis for stress testing and forecasting

Configurable and Scalable Adapts to diverse organizational requirements.

• Suitable for both comprehensive ALM and stand-alone treasury management
• Easily configurable to fit existing processes and structures