FinBox Prism is a SaaS platform designed to help businesses seamlessly embed credit and lending services into their digital products. The platform provides a suite of APIs and customizable mobile UI SDKs, allowing organizations to offer in-context credit products without the need to build complex integrations or negotiate with multiple lenders. Prism connects businesses to a large network of lenders, handles eKYC and user authentication, and provides a proven underwriting suite validated on millions of users. The platform also offers customizable loan lifecycle UIs, customer service support, and robust security features, enabling rapid deployment and high approval rates for embedded finance solutions.

Key Features

Large Lender Network Connects businesses to a broad network of lending partners.

• Simplifies lender integration
• Shields developers from non-standard, time-consuming integrations

eKYC and User Authentication Suite Provides digital identity verification and onboarding.

• Supports Aadhaar eKYC and other authentication methods
• Ensures regulatory compliance

Proven Underwriting Suite Delivers accurate credit decisioning validated on a large user base.

• High approval rates
• Prequalification tools for better customer targeting

Customizable Loan Lifecycle UI Offers ready-to-use, brandable user interfaces for the entire loan process.

• Customizable to match brand colors and logos
• Covers application, approval, and post-disbursal journeys

Customer Service Integration Supports end-users with dedicated customer service.

• Reduces operational overhead for businesses
• Ensures smooth user experience

Security and Compliance Built with high standards for data privacy and regulatory compliance.

• ISO certified
• Adapts to changing regulations

Benefits

Rapid Go-to-Market Enables businesses to launch embedded credit offerings quickly.

• Go live within one week
• Reduces development and integration time

Increased Customer Engagement Delivers credit products directly within digital experiences.

• Higher customer satisfaction
• Improved approval rates

Operational Efficiency Minimizes resource requirements for integration and support.

• Handles lender and compliance complexity
• Provides ongoing customer service

Scalable and Flexible Adapts to different business models and customer segments.

• Customizable workflows and UIs
• Supports experimentation and innovation