Pre-Tax

ThrivePass Pre-Tax Benefits is a comprehensive platform that enables employers to manage and deliver tax-advantaged benefits such as FSAs, HSAs, HRAs, and commuter accounts. Designed for simplicity and compliance, the solution empowers employees to save on healthcare, dependent care, and transportation expenses while offering a seamless digital experience across web and mobile platforms.

Features

• Centralized management of FSA, HSA, HRA, and commuter benefits
• Smart debit cards for stackable account access
• Real-time balance tracking and transaction history
• Personalized recommendations for healthcare savings
• Predictive analytics for chronic condition spending
• Digital wallet with pharmacy discount integration
• Mobile app for iOS and Android with full account access
• Secure Single Sign-On (SSO) and web portal access
• Receipt upload and direct deposit setup
• Notifications for savings opportunities and plan usage

Capabilities

• Enable employees to manage multiple pre-tax accounts in one place
• Guide users through healthcare decisions with data-driven insights
• Support compliance with IRS regulations and plan rules
• Provide pharmacy savings based on location and plan data
• Allow seamless switching between payment methods and accounts
• Offer employer-configurable plan options and funding schedules
• Integrate with payroll and HRIS systems for streamlined administration
• Deliver personalized communication and education throughout the plan year
• Support both federal and state-level pre-tax benefit programs

Benefits

• Reduced taxable income and increased employee savings
• Simplified benefits experience for employees and HR teams
• Improved healthcare decision-making through smart tools
• Enhanced employee engagement and satisfaction
• Lower administrative burden with automation and self-service tools
• Greater transparency into benefit usage and ROI
• Scalable solution for organizations of all sizes
• Increased compliance and reduced risk of errors
• Real-time insights into spending behavior and trends