Abrigo’s Portfolio Risk & CECL software is a comprehensive solution designed to help financial institutions manage portfolio-wide risks and comply with Current Expected Credit Loss (CECL) standards. The platform integrates various financial risk activities such as stress testing, allowance calculations, asset/liability management, and loan reviews into a unified system. This automation reduces errors, ensures consistency, and enhances decision-making for finance, credit, and risk teams.

Key Features

Allowance/CECL Automation Streamlined CECL compliance processes

• Automates allowance calculations with documentation
• Provides confidence for regulatory exams

Stress Testing Risk identification for better planning

• Analyzes portfolios, concentrations, and borrower relationships
• Supports strategic capital management

Asset/Liability Management (ALM) Dynamic modeling for strategic decisions

• Offers a holistic view of risks and opportunities
• Enhances financial performance optimization

Investment Accounting Efficient investment data management

• Automates workflows for compliance
• Improves reporting accuracy

Loan Review Automation Standardized workflows for loan assessments

• Delivers actionable insights through automated sampling
• Optimizes risk-based decision-making

Income Recognition Accurate financial reporting

• Automates accretion calculations for acquired loans
• Ensures compliance with GAAP standards

Benefits

Operational Efficiency Reduces manual effort and errors in risk management

• Automates repetitive tasks across portfolio risk activities
• Centralizes data entry for streamlined workflows

Regulatory Confidence Ensures defensibility during audits and exams

• Provides consistent models and comprehensive documentation
• Simplifies compliance with CECL and other regulations

Enhanced Decision-Making Improves visibility into portfolio health

• Offers real-time reporting capabilities
• Supports strategic planning with actionable insights