Pontera Platform

The Pontera Platform enables financial advisors to securely manage, monitor and rebalance clients’ held‑away retirement accounts, including 401(k), 403(b) and other employer‑sponsored plans. It provides compliant, non‑custodial access that preserves client ownership while allowing advisors to deliver holistic portfolio management. By integrating with existing reporting and billing systems, Pontera improves visibility, operational efficiency and investment outcomes across diverse retirement assets, helping advisors extend their fiduciary guidance to accounts previously out of reach.

Features

• Secure, non‑custodial access to held‑away retirement accounts
• Support for 401(k), 403(b) and a wide range of employer‑sponsored plans
• Real‑time monitoring and rebalancing across client portfolios
• Integration with leading performance reporting and billing systems
• Compliance‑friendly audit trails and supervision capabilities
• Unified dashboard for viewing and managing retirement assets

Capabilities

• Holistic portfolio management across custodial and held‑away accounts
• Execution of in‑plan changes without requiring asset rollover
• Optimization of tax strategies through coordinated account oversight
• Alignment of portfolios with client goals during market volatility
• Streamlined advisor workflows via automated data feeds
• Enhanced reporting with consolidated retirement account data

Benefits

• Improved client outcomes through consistent professional oversight
• Higher client satisfaction from proactive account management
• Increased advisor value by incorporating previously inaccessible assets
• Greater operational efficiency through automation and system integrations
• Reduced compliance risk via controlled, audit‑ready access
• Strengthened client relationships through comprehensive financial guidance