Overview

Payfast by Network is a comprehensive payment‑processing platform that enables merchants in South Africa to accept secure online payments from a wide variety of sources, including credit and debit cards, Instant EFT, QR-code payments, mobile wallets, and store cards, without requiring a dedicated merchant account. It serves ecommerce stores, ticketing platforms, invoicing solutions, in-store point-of-sale systems, and donation collections. By combining the Aggregator and Gateway offerings under Network International, Payfast provides scalable payment infrastructure that supports businesses from small startups to large enterprises, offering fast, reliable, and secure payment acceptance with real-time reporting and easy reconciliation.

Features and Capabilities

• Payment methods: Accepts more than 18 payment options, including local and international credit/debit cards, Instant EFT, QR-code payments, mobile wallets like Apple Pay and Samsung Pay, and various store‑cards. This ensures broad customer reach and flexible checkout options.
• Flexible integration modes: Offers two main modes: Aggregator, which requires no merchant-bank account, and Gateway, which integrates with existing banking relationships. Supports shopping-cart plugins, custom website integration, or direct API implementation for seamless checkout experiences.
• Recurring & subscription payments: Supports tokenization for secure one-click payments, allowing merchants to set up subscription services, recurring billing, or membership payments efficiently.
• Split payments & payouts: Enables automatic splitting of payments to multiple recipients, ideal for marketplaces or multi-vendor platforms. Supports timely and reliable payouts, streamlining financial operations.
• Invoicing, Payment Requests & Donations: Merchants can send payment requests via email, generate invoices, or accept donations directly through the platform, even without a full online storefront.
• Multi-currency & global cards: Accepts international payments while managing payouts in South African Rand, providing flexibility for cross-border commerce.
• Dashboard & reporting: Provides a centralized dashboard with real-time transaction monitoring, detailed reporting, and tools for reconciliation and account management, improving operational oversight.
• Cost-effective: Aggregator mode requires no setup or monthly fees, with costs applied per transaction only, making it accessible for small and growing businesses.
• Security & compliance: Fully PCI-DSS Level 1 compliant with robust fraud-detection measures, ensuring secure handling of sensitive cardholder data.