Paysera Account is a cloud-based digital banking and payment solution providing both private and business users with a multi-currency IBAN account. The platform enables fast and cost-effective international money transfers in over 30 currencies, including instant SEPA transfers in euros. Users can hold, exchange, and transfer funds globally, benefiting from competitive currency exchange rates. The service includes a contactless Visa payment card, which can be managed via a mobile app and used for online and in-store purchases, as well as ATM withdrawals. Paysera Account supports both personal and business profiles, with business accounts offering additional features such as multi-user access, spending limits, and integration with e-commerce and POS solutions. The account is free to open and manage, with no bundled or hidden fees, and all services are accessible online or via the mobile app.

Key Features

Multi-Currency IBAN Account Hold and manage funds in multiple currencies.

• Supports 30+ currencies
• Free SEPA and instant euro transfers

Fast International Transfers Send and receive money globally at low cost.

• Instant SEPA transfers 24/7
• Transfers to 180+ countries

Contactless Payment Card Integrated Visa card for payments and withdrawals.

• Contactless NFC payments at POS
• ATM withdrawals worldwide
• Card management via mobile app

Mobile Banking App Full account management on the go.

• Real-time balance and transaction tracking
• Currency exchange and transfers
• Card ordering and control

Business Account Features Enhanced tools for companies.

• Multi-user access with role-based permissions
• Spending limits and payment approvals
• Integration with e-commerce and POS systems

Favourable Currency Exchange Competitive rates and discounts for large amounts.

• Exchange between 30 currencies
• Automatic discounts for high-volume exchanges

No Hidden Fees Transparent and accessible pricing.

• Free account opening and management
• No bundled or premium plans

Benefits

Cost Efficiency Reduces banking and transfer costs.

• Free SEPA transfers for private and business clients
• Competitive exchange rates and no hidden fees

Speed and Convenience Enables instant and global transactions.

• Real-time euro transfers and fast international payments
• All services available online and via mobile app

Flexibility for Individuals and Businesses Adapts to diverse financial needs.

• Multi-currency support for global operations
• Business tools for team management and integration

Security and Control Ensures safe and controlled access.

• Two-factor authentication for online purchases
• Role-based access and spending limits for business accounts