Enable seamless ACH and PAD payments with Payroc

With Payroc, ACH and PAD processing is simple and secure.

Give customers another way to pay with Payroc's hassle-free account-to-account payments

Single Integration

ISVs: Leverage a simple API with a single interface to incorporate both secure card and bank payments into your software.

Tokenization

Ensure maximum security for recurring bank payments by tokenizing payment information with advanced encryption technology.

Preauthorized Debit (PAD)

Streamline authorized debit transactions in Canada directly from customers’ bank accounts.

Automated Clearing House

Facilitate bank transfers and ACH payments in the United States with ease.

Recurring Payments

Offer customers the ability to use ACH or PAD for recurring and subscription payments with the security of tokenization.

Cost Savings

Significantly reduce the cost of payment acceptance by using Payroc ACH.

Unlock the power of Payroc ACH

Customize Away

ISVs: Tailor your payment integration with a customizable API to meet your specific needs.

Improve Cash Flow

Help customers save money by bypassing credit card network interchange and assessment fees and using Payroc ACH instead.

Enhance the Customer Experience

ACH payments are a preferred payment method for many businesses and provide customers with a simple way to automate their payments.

Powering partners, empowering merchants

Why partners select Payroc ACH

• Expanded Payment Capabilities: Payroc ACH enables partners to provide end users with an additional payment method, extending their range of payment options beyond traditional card processing.
• Streamlined Integration: With Payroc ACH, ISV partners can leverage a simple API with a single interface to seamlessly incorporate secure card and bank payments into their software.
• Geographic Coverage: Payroc ACH facilitates authorized debit transactions in Canada through PAD and ACH payments in the United States.

How merchants benefit from Payroc ACH

• Cost Savings: ACH payments typically have lower transaction fees than credit and debit card transactions.
• Reduced Risk of Fraud: The electronic nature of ACH payments eliminates the need for paper checks, which are more susceptible to fraud and theft.
• Reduced Processing Time: ACH payments typically have faster processing times than traditional paper checks. Funds are transferred directly between bank accounts, leading to quicker access to funds and faster settlement times.