PaymentSafe is a centralized financial messaging hub that consolidates all payment processing options into a single, easy-to-use platform. It offers end-to-end processing of transactions across various networks like SWIFT, Ripple, RTGS, ACH, and instant payments, significantly reducing manual intervention and operational complexity. The platform simplifies the entire payment lifecycle by automating message creation, ensuring regulatory alignment, and reducing operational strain across systems and channels. It integrates configurable payment workflows into core banking systems, minimizing impact while adding advanced capabilities, thereby ensuring efficiency and cost reduction. PaymentSafe maintains continuous compliance with evolving financial standards, including ISO 20022, SWIFT gpi, CBPR+, and PSD2, proactively adapting to changes and ensuring adherence to both existing and emerging payment methods. Users benefit from reduced operational complexity, increased speed and accuracy through automated validation and routing, support for global payments, streamlined risk controls to avoid errors and duplicates, and real-time visibility via configurable dashboards and analytics.

Features & Benefits

• Multi-format Payment Message Centralization
  • Manages all payment networks and messaging standards on one platform with intuitive message creation, verification, and multi-level authorization.
• End-to-End Workflow Orchestration
  • Orchestrates end-to-end processing across all payment types to boost straight-through processing and minimize manual intervention.
• Support for All Payment Types
  • Processes regional, domestic, and international payments with specific workflows optimized for each payment type.
• Continuous Compliance Readiness
  • Meets emerging global standards for payments messaging including ISO 20022, SWIFT gpi, and CBPR+, without the need for extensive development.
• Advanced Security Frameworks
  • Improves security posture with product architecture designed to comply with SWIFT CSP framework and OWASP application security standards.
• Flexible Deployment & Instant Delivery
  • A high-resilience solution—available on-premise or in the cloud with rapid integration—that meets instant payment SLAs and includes built-in tools for mapping, reporting, and API design.
• Comprehensive Analytics Dashboard
  • Monitors all sent and received transactions with configurable dashboards and reports for complete visibility into payment operations.
• Seamless Integration
  • Easily connects with anti-money laundering and fraud systems for all payments systems, including support for API, SFTP, FTP, IBM, MQ and more.
• Online and Offline Monitoring
  • Analyzes transactions in real-time and historical modes to find suspicious behavior.