Overview Payfast by Network is a payment‑processing platform enabling merchants to accept secure online payments via multiple methods (cards, EFT, mobile wallets, store cards etc.), without needing a merchant account. It serves ecommerce stores, ticketing, invoicing, in‑store POS and donations. As part of Network International, Payfast combines previous offerings (Aggregator and Gateway) to provide scalable payment infrastructure for small businesses up to large enterprises in South Africa.

Features and Capabilities:

• Payment methods: Supports 18+ payment options — credit/debit cards, Instant EFT, QR‑code payments, mobile wallets (Apple Pay, Samsung Pay), store‑cards, and others.
• Flexible integration modes: As Aggregator: no merchant‑bank account needed; as Gateway: for merchants with existing banking relationships — supports shopping‑cart plugins, custom integration or direct API integration.
• Recurring & subscription payments: Supports tokenization for one-click payments and recurring billing.
• Split payments & payouts: Can split payments automatically to third parties; supports timely payouts — good for marketplaces or multi‑vendor setups.
• Invoicing / Payment Request / Donations: Can create payment requests via email, invoice clients or accept donations — even without a full storefront.
• Multi‑currency & global cards: Accept international credit cards and overseas payments, while payouts are in South African Rand.
• Dashboard & reporting: Merchants get real‑time transaction reports, reconciliation tools, and a dashboard for account and payout management.
• No setup or monthly fees (for Aggregator): Costs are per transaction only.
• PCI‑DSS Level 1 compliant: Security and fraud‑detection standards for safe handling of card data.