Finkargo’s Paga service is a cloud-based fintech solution designed to facilitate international trade payments and financing for small and medium-sized businesses (SMBs) in Latin America. The platform enables SMBs to pay international suppliers quickly—typically within 48 hours—while providing access to trade finance tailored to the realities of global commerce. Finkargo leverages alternative risk analysis and guarantees, digital workflows, and integrated systems to streamline the flow of money and data for import operations. The service empowers businesses to negotiate better terms with suppliers, diversify their supply chains, and increase operational agility, all while maintaining transparency and compliance. Finkargo’s impact is reflected in measurable growth for its clients, including increased transaction values and supplier diversification.

Key Features

Fast International Supplier Payments Enables payment to global suppliers in less than 48 hours.

• Accelerates import operations
• Improves supplier relationships

Trade Finance for SMBs Provides flexible financing options tailored to international trade.

• Alternative risk analysis and guarantees
• Coverage and speed for global transactions

Digital Workflow & Integration Streamlines payment and financing processes with customer-driven technology.

• Transparent, agile, and flexible solutions
• Integrated with supply chain management

Supplier Network Expansion Connects importers with a broad network of suppliers across 40+ countries.

• Supports supply and product diversification
• Enhances global competitiveness

Impact Measurement & Reporting Tracks business growth, supply chain diversification, and competitiveness.

• Data-driven insights for operational improvement
• Alignment with global trade goals (inclusion, resiliency, productivity)

Benefits

Increased Bargaining Power Enables SMBs to negotiate better prices and terms with suppliers.

• Strengthens supplier relationships
• Improves cost efficiency

Supply Chain Diversification Facilitates access to a wider range of suppliers and products.

• Reduces dependency on single sources
• Enhances business resilience

Agility in Capital Availability Provides rapid access to financing for import operations.

• Supports business growth and expansion
• Minimizes delays in procurement

Competitive Advantage Empowers SMBs to participate in global value chains.

• Enables import of inputs for value-added production
• Supports export opportunities