Overview

P97 Payments One by P97 Networks is a cloud‑based mobile payments solution designed for fuel retail and convenience‑store environments. The platform lets end‑users pay via multiple methods (cards, wallets, gift cards), merge gift balances, and select preferred payment at the pump or in‑store. It supports digital offers, subscriptions and advanced fraud‑detection to reduce chargebacks and secure transactions. It is aimed at retailers, fuel stations and mobility‑linked merchants who want to offer frictionless mobile payment experiences, engage consumers with digital loyalty/offer capabilities and secure mobile‑commerce transactions. The solution supports not just standard cards but tech wallets (Apple Pay, Google Pay, Samsung Pay), and social‑platform wallets (e.g., PayPal/Venmo) as accepted methods.

Features and Capabilities

• Flexible Payment Methods: Supports major network cards (Visa, MasterCard, Amex, Discover), debit, gift cards (including merging balances) for mobile‑app users.
• Tech Wallets & Social Platform Payments: Enables wallet payments (Apple Pay, Google Pay, Samsung Pay) and social‑tied payment methods (PayPal, Venmo).
• Digital Offers & Subscriptions: Includes capability for digital offers/promo campaigns and recurring‑subscription payment models for consumers.
• Security, Fraud Detection & Biometrics: Provides in‑app passcode protection or biometric login for payment methods, and advanced fraud‑control to reduce chargebacks and malicious activity.
• Fuel‑Retail & Mobility Focus: Tailored for fuel‑ and convenience‑retail contexts (pumps, in‑store POS), also supporting mobility ecosystems (connected cars, EV charging) via payments.
• Hosted Cloud Delivery Model: Delivered as a cloud‑based service allowing integration via APIs into mobile apps and merchant infrastructure rather than on‑premises software.
• Brand & Merchant Ecosystem Ready: Already trusted by large fuel network brands and hundreds of retail sites; supports large‑scale roll‑out for chain fuel station networks.