The Outseer Platform is a comprehensive solution for managing and preventing fraud across the entire customer journey, from account enrollment and login to payment transactions. It aggregates and analyzes data from diverse sources—including transaction history, device identifiers, and global consortium intelligence—using proprietary data science and supervised machine learning algorithms. The platform provides real-time risk scoring and policy-based decisioning, enabling financial institutions to challenge, allow, or block transactions based on risk profiles, regulatory requirements, and business rules. High-risk or suspicious transactions are escalated to case management for investigation, with feedback loops that continuously improve detection models. Outseer supports advanced authentication methods, including FIDO passwordless authentication, and delivers granular insights for instant payments, peer-to-peer transfers, and emerging fraud vectors such as social engineering and authorized push payment scams.

Key Features

Transactional Risk Scoring Real-time risk assessment using machine learning and consortium data.

• Aggregates 2000+ attributes from first- and third-party sources
• Continuously updates models with feedback from investigations

Policy Manager & Decisioning Engine Customizable business and regulatory rules for transaction handling.

• Supports step-up authentication and adaptive intervention
• Enables granular control by customer segment and transaction type

Case Management & Investigation Workflow for fraud managers to review and resolve flagged transactions.

• Instant feedback to risk engine for model improvement
• Detailed audit trails and reporting

Global Data Network Consortium Shared intelligence from leading financial institutions.

• Detects mule accounts, compromised cards, and emerging threats
• Enhances fraud signals with global data

Advanced Authentication Support Integrates FIDO passwordless authentication and 3-D Secure.

• Reduces friction for legitimate users
• Complies with PSD2 and Visa mandates

Instant Payment & P2P Fraud Detection Granular analysis of instant and peer-to-peer payments.

• Monitors payment purpose, emoji usage, wallet type, and active call signals
• Proactively intervenes in suspected scam attempts

Benefits

Proactive Fraud Prevention Stops fraud before it impacts customers or institutions.

• Real-time detection and intervention
• Reduces financial losses and reputational risk

Continuous Model Improvement Adaptive learning from every transaction and investigation.

• Models evolve with new fraud patterns
• Maintains high detection accuracy

Regulatory Compliance Supports global mandates and strong customer authentication.

• Aligns with PSD2, Visa, and other standards
• Simplifies compliance management

Optimized Customer Experience Balances security with frictionless authentication and payment flows.

• Minimizes false positives and unnecessary challenges
• Enhances user satisfaction