The Outseer Risk Engine is a real-time fraud detection and risk analytics platform that evaluates digital transactions and user activities using advanced machine learning and statistical models. It ingests and orchestrates over 100 data intelligence indicators—including device profiling, geolocation, behavioral analytics, payment and non-payment activity, and global fraud intelligence—sourced from both first- and third-party systems. The engine leverages feedback from case management and authentication outcomes to continuously refine its predictive models, ensuring high accuracy in distinguishing genuine from fraudulent interactions. Integrated into Outseer’s broader fraud management solutions, the Risk Engine delivers normalized risk scores for each transaction, enabling organizations to automate decisioning, reduce manual interventions, and maintain a seamless user experience. Its architecture supports adaptive policy management, allowing organizations to align fraud prevention with business goals and regulatory requirements.

Key Features

Comprehensive Data Signal Orchestration Aggregates and analyzes 100+ data signals from diverse sources.

• Includes device, geolocation, behavioral, payment, and social signals
• Enriches with global consortium fraud intelligence

Advanced AI and Machine Learning Models Applies statistical and machine learning techniques for risk scoring.

• Continuously updated with feedback from case management
• Adapts to new fraud patterns and emerging threats

Real-Time Risk Scoring Delivers instant, normalized risk scores for every transaction or activity.

• Supports step-up authentication only for high-risk cases
• Enables automated, policy-driven decisioning

Continuous Model Enhancement Learns from every transaction and investigation outcome.

• Integrates case management and authentication feedback
• Maintains high detection rates and low false positives

Cross-Channel Fraud Detection Monitors web, mobile, call center, and IoT channels.

• Identifies fraud across all digital touchpoints
• Supports multi-factor and adaptive authentication

Benefits

High Fraud Detection Accuracy Achieves industry-leading fraud detection rates with minimal user friction.

• Up to 95% fraud detection with only 5% intervention rates
• Reduces financial losses and operational costs

Seamless User Experience Minimizes unnecessary challenges for legitimate users.

• Step-up authentication only when risk is high
• Maintains high transaction approval rates

Scalable and Adaptive Protection Evolves with changing fraud tactics and business needs.

• Supports new payment types and digital channels
• Aligns with regulatory and business policies

Operational Efficiency Automates risk evaluation and reduces manual review workload.

• Enables efficient resource allocation in fraud and call centers
• Provides actionable insights for fraud teams