Orbipay Unified Money Movement by Alacriti is a comprehensive suite of unified payments applications designed for financial institutions. It enables fast, simple, and modern digital payment experiences without requiring a complete overhaul of existing core systems. Built on a modular framework, it supports cost-effective innovation and rapid deployment, helping institutions meet the evolving expectations of today’s digital-first consumers.

Features

• Modular Framework: Enables cost-effective innovation and faster time-to-market.
• Pre-built Connectors: Seamless integration with existing digital banking, risk, and core systems.
• Unified Payment Solution: Breaks down traditional silos to provide a single source of truth for payment operations.
• Flagship Capabilities:
  • Loan Payments
  • P2P Payments with Zelle®
  • Account-to-Account (A2A) Transfers
  • Payouts
  • Requests for Pay (RfP)
  • Electronic Bill Presentment & Payment (EBPP)
• Payment Channels: Mobile, Web, IVR, Agent, Walk-In, Facebook Messenger
• Payment Methods: ACH, Credit (where permitted), Debit, Cash, Check, Apple Pay, Google Pay
• Payment Options: One-Time, Recurring, AutoPay
• Customizable EBPP: Tailored billing and payment solution with flexible configurations.

Benefits

• Accelerated Receivables: Faster payment processing improves cash flow.
• Reduced Operating Costs: Streamlined operations through unified systems.
• Enhanced Customer Experience: Frictionless digital payment options increase satisfaction and retention.
• Improved Visibility: Better insights into payment rail performance, cash flow, and liquidity.
• Rapid Deployment: Quick implementation with minimal disruption—e.g., 11 weeks to deploy FedNow® integration.
• Scalable Innovation: Modular design supports future growth and evolving payment needs.