Optim Debt is a comprehensive debt management solution, enabling public and local authorities to optimize the financing of their investments. Local authorities, public healthcare establishments, social housing Associations, or institutional bodies: for over 20 years, stakeholders in the local public sector have trusted us and used Optim Debt to manage their debt portfolios. From seeking new loans to renegotiation, including monitoring, valuation, or reporting, Optim Debt is a comprehensive and intuitive service that supports you at every stage, both strategically and operationally, in order to make the right decisions.

Features

Approach your borrowing projects under the best conditions

Monitoring for new borrowings, debt restructuring projects, or bank negotiations: Finance Active's Offers Journal proves to be a valuable source of information for visualizing the historical rates and average margins offered, comparing oneself to other entities in the same category, and identifying the best offers available in the market. Thanks to its Call for Tenders Module, Optim Debt also accompanies you at every stage of your bank consultations. It becomes the preferred contact interface with various lenders and assists you in selecting the most relevant offers, serving your financing strategy.

Simplified debt monitoring

Optim Debt simplifies debt monitoring by providing comprehensive insights and tools with just a few clicks. Easily access all of your loans and coverage details, including summary sheets and digitized contracts, average financing rates, and repayment profiles, and analyze risks accurately. You benefit from an intuitive interface to manage financial expenses, interest calculations, liquid assets, bank counterparts, and contractual notice periods, with payment schedules automatically updated.

Simplified debt monitoring

Optim Debt simplifies debt monitoring by providing comprehensive insights and tools with just a few clicks. Easily access all of your loans and coverage details, including summary sheets and digitized contracts, average financing rates, and repayment profiles, and analyze risks accurately. You benefit from an intuitive interface to manage financial expenses, interest calculations, liquid assets, bank counterparts, and contractual notice periods, with payment schedules automatically updated.

Simplified report generation

Optim Debt simplifies report generation with intuitive dashboards, providing users with easy access to strategic insights and key performance indicators. Our offering includes a wide range of strategic, financial, and regulatory reports using consolidated data, ensuring a comprehensive analysis that closely meets our clients' needs.

Seamless integration and ongoing support

During deployment, new users benefit from the intervention of our back-office to ensure optimal integration of their data and solution configuration. Annual debt audit, regular follow-up meetings, assistance in setting up new financing or hedging instruments, analysis of banking proposals received in the context of restructuring operations, regulatory assistance, and best practices for using the SaaS solution: these are some of the areas where our clients then benefit from the support of a dedicated consultant to ensure the best choices in their financial management.