Omnifin(R) is a comprehensive Loan Management System that provides end-to-end solutions for the entire loan lifecycle, catering to both retail and corporate sectors. It offers a suite of modules that cover various aspects of loan management, from lead capture to debt management and accounting. The system is designed to be highly flexible and parameterizable, allowing it to adapt to different organizational needs and regulatory requirements. Omnifin(R) supports multi-branch implementations and can handle large volumes of transactions with high security. Its web-enabled architecture ensures accessibility across multiple locations, making it a versatile solution for financial institutions of various sizes.

Key Features

Comprehensive Loan Management Omnifin(R) offers a complete solution for managing the entire loan lifecycle.

• Supports both installment-based and non-installment-based loans
• Caters to various types of loans including consumer finance, housing finance, and trade finance

Flexible Repayment Options The system provides multiple ways to calculate and manage loan repayments.

• Offers EMI, step-up, step-down, and graded installment options
• Supports both fixed and floating interest rates

Robust Credit Processing Omnifin(R) includes advanced features for credit assessment and management.

• Includes deal capture, verification initiation, and underwriting
• Provides fund flow analysis and trade check capabilities

Integrated Debt Management The system offers tools for managing delinquencies and collections.

• Allows classification of cases and allocation to collectors
• Tracks follow-up details and handles promise-to-pay scenarios

Advanced Security and User Management Omnifin(R) ensures secure access and operation of the system.

• Supports user and role creation with customizable access definitions
• Provides user-based and role-based access control

Benefits

Versatility and Adaptability Omnifin(R) is designed to meet diverse business needs in the financial sector.

• Caters to various types of financial businesses
• Easily adapts to dynamic market and regulatory requirements

Operational Efficiency The system streamlines loan management processes, improving overall efficiency.

• Supports the complete lifecycle of loans for both retail and corporate sectors
• Offers high flexibility and parameterization for easy organizational fit

Scalability and Performance Omnifin(R) is built to handle growth and high-volume operations.

• Can manage large volumes and high numbers of concurrent users
• Ensures data safety and security in high-transaction environments

Integration Capabilities The system is designed to work seamlessly with existing IT infrastructures.

• Based on open architecture and non-proprietary standards
• Allows convenient integration with other applications, preserving prior investments

Multi-location Accessibility Omnifin(R)'s web-enabled architecture supports distributed operations.

• Accessible via browser, supporting multi-branch and multi-location setups
• Enables centralized management of geographically dispersed operations