Overview

SabPaisa is an API‑driven unified payment platform that allows businesses to accept and reconcile both online and offline payments in one ecosystem. As an RBI‑authorised payment aggregator, it supports a wide range of digital and traditional payment methods, including cards, UPI, wallets, e‑cash, NEFT, RTGS, and IMPS, and connects merchants to over 1.4 million cash counters across India for offline collections. SabPaisa also provides a unified dashboard, robust security (PCI DSS & ISO), real‑time reporting, and options for links, payouts, recurring mandates, and B2B collections.

Features and Capabilities

• Core Unified Payment Engine: Offers a single platform to collect online and offline payments, reducing integration complexity.
• Offline Payments: Support for e‑cash, e‑NEFT, e‑RTGS, IMPS with transaction date validity control and reconciliation via unique transaction‑specific virtual account numbers.
• Online Payment Modes: Accept cards, UPI, wallets, net banking, QR codes, and more, with smart retry and high success‑rate routing.
• Unified Dashboard: Real‑time view of transactions, settlements, settlements reports, and analytics.
• Payment Links: Create secure, customizable payment links supporting multiple payment options.
• Recurring Collection (eNACH): Automate periodic collections through bank mandates.
• Payouts & B2B e‑Collect: Disburse funds to partners/vendors and collect from business partners with VAN‑based validation.
• APIs & Integration: Offers SDKs, sample code, and pull/push transaction enquiry APIs for seamless platform connectivity.
• Security & Compliance: PCI DSS, SSL, RBI authorisation for highest transaction security.
• Support & Onboarding: Quick merchant onboarding with dedicated support channels.