Narmi Grow is a SaaS solution designed to help banks and credit unions accelerate user and deposit growth through frictionless digital account opening and onboarding. The platform automates the entire process, allowing applicants to open and fund accounts online in minutes, supported by industry-leading identity verification and fraud prevention. Narmi Grow offers customizable application flows for new, existing, and returning users, ensuring a tailored experience that maximizes completion rates. Integrated funding options and real-time decisioning further streamline onboarding, while a comprehensive back-end portal provides staff with centralized management and reporting. The platform’s open API and extensibility enable financial institutions to integrate Narmi Grow with core banking systems and third-party fintech partners, supporting rapid innovation and operational efficiency. Narmi Grow is part of the Narmi One suite, which unifies digital banking solutions to drive growth, customer engagement, and operational excellence for community banks and credit unions.

Key Features

Frictionless Digital Account Opening Automates and streamlines onboarding for new and existing customers.

• Fully digital, mobile-optimized application process
• Industry-leading KYC and fraud verification
• Average account opening time under 3 minutes

Custom Application Flows Tailors onboarding for different user segments.

• Separate flows for new, existing, and returning users
• Personalized user experience to maximize completion rates

Multiple Funding Options Supports various methods for initial account funding.

• ACH, debit card, and other payment options
• Immediate funding and account activation

Real-Time Decisioning Automates application review and approval.

• Instant identity verification and decisioning
• Reduces manual intervention and errors

Comprehensive Staff Portal Centralized management and reporting for staff.

• Consolidates application details and status
• Real-time dashboards and analytics

Open API & Extensibility Integrates with core banking and fintech partners.

• Native APIs for rapid integration
• Supports custom features and workflows

Benefits

Accelerated Growth Drives rapid user and deposit acquisition.

• High completion rates and fast onboarding
• Proven increases in deposits and approved applications

Superior User Experience Delivers a seamless, personalized digital journey.

• Mobile-first design and tailored application flows
• Reduces friction and abandonment

Operational Efficiency Automates routine tasks and streamlines workflows.

• Minimizes manual review and staff workload
• Centralized management for faster processing

Security and Compliance Protects data and ensures regulatory adherence.

• Advanced KYC, fraud detection, and compliance checks

Customization and Flexibility Adapts to unique institutional needs.

• Open API and extensibility for custom integrations
• Supports rapid innovation and feature development