Jifiti’s Multi-Lender is a white-labeled embedded lending solution designed to increase customer approval rates and reduce churn by cascading applications through a waterfall of lenders—from prime to secondary. It supports every type of B2B and B2C loan and integrates seamlessly across all customer channels, including in-store, e-commerce, call centers, and more. The platform empowers merchants and financial institutions to offer the right financing for every customer and use case, while maintaining full control over the user experience and brand.

Features

• Multi-Lender Waterfall: Automatically routes applications from prime to secondary lenders to maximize approval rates.
• Omnichannel Integration: Embedded across all customer touchpoints—online, in-store, call center, invoice, bank app, and more.
• Flexible Financing Options: Supports split pay, long-term financing, consumer and business loans.
• Carousel Option: Allows customers to choose the financing option that best suits their needs.
• Quick Time to Market: Launch rapidly using e-commerce plugins, virtual cards, or simple APIs.
• Branded User Journeys: Fully white-labeled front-end experiences tailored to each customer segment.
• Checkout Stack: Offers a range of checkout and fund disbursement options, from zero-integration virtual cards to customizable APIs.
• Loan Lifecycle Tools: Includes customer self-service portals and robust reporting dashboards.
• Real-Time Analytics: Actionable insights through market-by-market drill-downs and performance tracking.

Benefits

• Higher Approval Rates: Reduce customer rejection by cascading applications through multiple lenders.
• Improved Customer Experience: Offer seamless, branded financing journeys across all channels.
• Increased Sales Conversion: Provide the right financing at the right time to close more sales.
• Scalable and Flexible: Adaptable to any business size, market, or financing use case.
• Data-Driven Decisions: Leverage real-time analytics to optimize performance and customer engagement.
• Full Control: Maintain ownership of the customer experience, brand, and data.