Overview

Mosaic Identity Verification provides fast, AI/ML-driven identity proofing that inspects government IDs, performs biometric selfie-to-ID matching, and runs automated background checks to meet KYC/AML requirements. It’s built to scale globally with support for over 10,000 ID templates, integrates via developer-friendly APIs and SDKs, and can be deployed standalone or as part of the broader Mosaic identity platform to reduce friction while improving accuracy and compliance.

Features and Capabilities

• Accuracy & Fraud Detection: Mosaic uses AI/ML and multi-feature analysis—including biometrics, NFC, MRZ, barcodes, and liveness checks—to detect altered or fraudulent documents and spoofing attempts.
• Document Inspection: Deep document analysis across thousands of ID templates validates authenticity and extracts structured identity data.
• Biometric Matching: Automated selfie-to-ID photo matching and liveness checks confirm the user’s presence and identity.
• AML / Watchlist Screening: Integrated background screening for sanctions, PEP, and AML helps satisfy regulatory compliance requirements.
• Global Coverage & Templates: Supports extensive global ID coverage with 10,000+ ID templates to serve diverse international user bases.
• Developer Integration: Developer-friendly APIs and SDKs for web and mobile enable quick integration into account opening and onboarding workflows.
• Flexible Deployment: Available standalone or integrated with the Mosaic platform for real-time risk decisions and orchestration across identity, authentication, and fraud services.
• User Experience / Conversion: Guided, assisted flows with camera guidance and retry handling maximize pass rates while minimizing user friction.
• Privacy & Security: Cloud-native architecture with enterprise-grade data protection and privacy controls ensures compliance and secure handling of identity data.