Embedded Factoring

Mondu Embedded Factoring is a fully integrated financing solution that enables B2B platform users to receive upfront payment at the moment of invoice creation. Designed for marketplaces, procurement platforms, and accounting software providers, it streamlines cash flow, reduces risk, and eliminates collection efforts by embedding factoring directly into the platform interface.

Features

• Real-time invoice approval and payout
• On-demand factoring without fixed commitments
• Seamless integration into existing platform workflows
• Automated risk assessment and invoice modification
• One-off fee structure with no hidden costs
• Buyer payment collection handled by Mondu
• Embedded “Get paid now” functionality for instant liquidity
• Customizable to platform branding and user experience

Capabilities

• Enables instant liquidity for sellers at invoice creation
• Supports multiple platform types including marketplaces and SaaS tools
• Handles end-to-end factoring process including risk and collection
• Scales with platform growth and user volume
• Provides real-time decisioning and payout within days
• Reduces administrative overhead for platform operators
• Enhances platform functionality with financial services

Benefits

• Improved cash flow for platform users
• Increased user retention and engagement
• Reduced payment default risk
• Simplified collections and reduced operational burden
• Enhanced platform value proposition
• Additional revenue stream through fee sharing
• Faster transaction cycles and business growth enablement