Mondu Digital Trade Account

Mondu’s Digital Trade Account is a B2B payment solution that enables merchants to offer tailored purchasing power to business customers. Buyers can make multiple purchases over a defined period and pay later via a consolidated statement, while merchants receive upfront payouts and benefit from reduced financial and operational risk.

Features

• Real-time credit checks with over 91% approval rate
• Custom purchasing power assigned to each buyer
• Consolidated statements for multiple purchases
• Flexible payment cycles: weekly, bi-weekly, or monthly
• Net terms options: 5, 15, or 30 days
• Instant merchant payouts after each order
• Automated payment collection and dunning
• Buyer portal for tracking purchasing power and statements

Capabilities

• Onboard new customers instantly with minimal friction
• Grant evolving purchasing power based on repayment performance
• Support recurring purchases and high-frequency ordering
• Reduce manual invoice reconciliation and errors
• Scale across industries with high B2B transaction volumes
• Integrate seamlessly into digital platforms and marketplaces
• Operate across EU markets under Mondu’s EMI license

Benefits

• Increased buyer loyalty and repeat purchases
• Higher average order values and purchase frequency
• Improved cash flow through upfront payouts
• Reduced payment default risk and operational burden
• Enhanced buyer experience with simplified payment management
• Streamlined operations and fewer accounts payable mistakes
• Competitive advantage through embedded financial services