Signicat MobileID is a cloud-based mobile identity and authentication solution designed to provide secure, compliant, and seamless user verification and transaction authorisation across digital channels. It leverages advanced biometrics, multi-factor authentication, and strong customer authentication (SCA) to deliver banking-grade security for mobile-first businesses. MobileID supports global, cross-border use cases and can be deployed as SaaS or on-premises, with integration options for both Android and iOS via SDKs and backend APIs. The solution is built to meet regulatory requirements such as PSD2 and GDPR, making it suitable for high-value transactions and trusted digital services in regulated industries.

Key Features

Strong Customer Authentication (SCA) Multi-factor authentication compliant with PSD2 regulations.

• Combines biometrics, device possession, and PINs
• Enables secure authorisation for payments and sensitive transactions

Advanced Biometrics Biometric authentication using facial recognition and liveness checks.

• 2-second facial scan with 3D liveness detection
• Prevents account takeovers, deepfake, and phishing fraud

Omni-channel and Cross-border Support Unified authentication across all digital channels and geographies.

• Single solution for global businesses
• Consistent user experience across platforms and countries

Mobile SDKs and APIs Integration tools for mobile apps on Android and iOS.

• Full control over user journey and branding
• Backend REST APIs for flexible integration

Banking-grade Security Robust protection for high-value transactions and sensitive data.

• Encrypted communication between app and server
• Risk attribute collection for analytics and fraud prevention

Flexible Deployment Available as SaaS or on-premises.

• Scalable and customisable to business needs
• Supports both cloud and local compliance requirements

Benefits

Enhanced User Experience Seamless and fast authentication improves customer engagement.

• Login and authentication in less than 3 seconds
• Familiar technologies like TouchID, FaceID, and fingerprint

Regulatory Compliance Meets strict regulatory standards for financial and regulated sectors.

• PSD2 SCA and GDPR compliant
• Suitable for banks, healthcare, insurance, and more

Fraud Prevention Mitigates risks of identity theft and transaction fraud.

• AI-driven biometric checks and multi-factor authentication
• Secure onboarding and transaction approval

Operational Efficiency Streamlines onboarding and reduces manual intervention.

• Automated identity verification and account recovery
• Supports frequent and personal customer interactions