TrustCommerce Merchant Processing is a cloud-based, omnichannel payment platform designed to enable secure, flexible payment acceptance for merchants across multiple channels, including in-person, online, and mobile. The platform supports a wide range of payment methods such as credit/debit cards, ACH/e-checks, EMV chip cards, NFC contactless payments, and manual key entry. TrustCommerce integrates seamlessly with third-party software, electronic health records (EHR), and billing solutions, making it especially suitable for healthcare providers and complex organizations. The platform combines payment gateway services, security software, and merchant solutions to streamline payment workflows, reduce costs, and optimize operational efficiency. Advanced security features such as validated point-to-point encryption (P2PE) and tokenization protect sensitive data and ensure PCI DSS compliance. TrustCommerce also offers consolidated reporting, recurring billing, and self-service portals to enhance the payment experience for both merchants and customers.

Key Features

Omnichannel Payment Acceptance Supports in-person, online, mobile, and manual entry payment channels.

• Accepts credit/debit cards, ACH/e-checks, EMV, NFC, and magstripe
• Flexible workflows for card-present and card-not-present transactions

Advanced Security and Compliance PCI-validated point-to-point encryption (P2PE) and tokenization.

• Protects sensitive cardholder data
• Reduces PCI DSS compliance scope and risk

Recurring and Subscription Billing Automates repetitive payment cycles for subscriptions and installment plans.

• Supports card-on-file and automated recurring payments
• Reduces payment declines with account updater features

Seamless Integration Connects with EHRs, billing systems, and third-party applications.

• Real-time transaction posting to healthcare and business systems
• Reduces manual reconciliation and improves operational efficiency

Comprehensive Reporting and Reconciliation Centralized reporting for all payment channels.

• Simplifies financial management and auditing
• Enhances visibility into payment activity

Flexible Device Support Works with Android-based PAX terminals, countertop devices, and web interfaces.

• Enables secure payment data capture via Wi-Fi or ethernet
• Supports manual key entry for mail/telephone orders

Benefits

Enhanced Security Protects cardholder data and reduces risk of breaches.

• No unencrypted data in merchant environment
• PCI DSS scope reduction

Operational Efficiency Streamlines payment workflows and reduces manual tasks.

• Automated reconciliation and reporting
• Faster implementation and troubleshooting

Customer Convenience Offers multiple payment options and seamless experiences.

• Supports contactless, mobile, and manual payments
• Improves patient and customer satisfaction

Scalability and Flexibility Adapts to organizations of all sizes and payment models.

• Easily integrates with existing systems
• Supports growth and changing business needs