Payment acquiring solution for the modern digital payments world

Automating merchant management

At Tietoevry Banking, we recognize the importance of efficient and flexible acquiring capabilities. Our platform is trusted by payment service providers, acquiring banks, and processing entities worldwide to enhance their acquiring solutions. Our platform manages complex merchant structures and diverse settlement models, while providing holistic and transparent reporting for both banks and individual merchants.

Future-ready merchant acquiring software

Our merchant acquiring solution enables banks and processing companies to offer a range of payment acceptance methods. From direct-to-account transactions to international and local card schemes, digital wallets like Apple Pay and Google Pay, and Click-to-Pay options, we support all methods on a fully scalable platform. The multi-channel approach includes ATM, POS, mobile, self-service kiosks, agent networks, and e-commerce payments. Complemented by comprehensive fee calculation, processing conditions, and merchant settlement configurations, our platform supports multi-level merchant hierarchies. This reduces operational expenses and complexity, ensures compliance with international standards, builds cross-border acquiring capabilities, and increases revenue through advanced fee calculation tools.

Agency banking

Boost services through agency banking

The combination of robust, open, and scalable payments platform with highly flexible set of acceptance configuration parameters allows banks to meet the needs of marketplaces with capability to apply flexible pricing, transparent reporting and precise settlement for individual connected merchants and combine it with secure and reliable payment methods. Additionally, the platform makes it possible to onboard new merchants through a network of agents and calculate their reimbursement within the platform on a transaction level per merchant connected.

E-commerce gateway

Onboard with ease, succeed with security

The API-based e-commerce gateway enables acquirers to offer merchants an easy to integrate, flexible, and scalable payment acceptance solution to support the online acquiring any international card brands, mobile wallets, account-to-account payments, support of one-click payments and subscription payments. The service allows straight forward integration with any and all new payment methods and offers a self-service merchant portal for transaction and subscription management, as well as comprehensive reporting capabilities. E-commerce acquiring platform is pre-integrated to a 3D Secure engine and network merchant tokenization capabilities, allowing merchants to increase both security of their payments and enjoy higher authorization approval rates internationally, while driving the payment cost down.

Acquiring channel & Merchant Management

Acquiring channel & Merchant management

The robust and highly configurable platform has a wide array of business models, including serving small local sellers and equally addressing the needs of large international retail chains. Our platform provides capabilities to consolidate various acquiring channels: POS terminals, ATMs, and e-commerce, under a single entity and, at the same time, to apply various fee models and offers transparent reporting on any level necessary. The rich Tietoevry acquiring platform capabilities are complimented with regular task scheduling and automatic execution of daily operational processes, allowing for a comprehensive acquiring channel and merchant management capability with ease.