Overview

Coverflex Meal is a 100% digital, self-service meal allowance solution that gives employers a way to assign and manage employees’ meal budgets through a single platform and issues each employee a Visa meal card plus a mobile app for balance checks, transactions and discounts. The product removes closed partner networks by working across the Visa network, supports tax-efficient allowances, and is integrated into the broader Coverflex Wallet for flexible benefits and insurance management.

Features and Capabilities

• Self-service onboarding: Employers can sign up and configure Meal entirely online without quotes or sales negotiation; setup and subscription are digital and immediate.
• Card & app experience: Each employee receives one smart Visa meal card and access to the Coverflex mobile app to check balances, view transactions and use benefits on the go.
• Wide acceptance (Visa network): The meal card works at any merchant that accepts Visa (in-store and online), including supermarkets, restaurants and food-delivery platforms.
• Tax-efficient allowances: The platform supports tax-favorable treatment of meal allowances where applicable, helping employees maximize net pay.
• Single wallet integration: Meal sits inside the Coverflex Wallet that unifies other benefits and insurances, enabling a single place to manage multiple employee compensations.
• Flexible spend & reimbursements: Employees can spend where they choose (no closed merchant network) or use reimbursement flows, depending on company policy set in the dashboard.
• Pricing & plan clarity: Coverflex publishes fixed pricing tiers for Wallet/benefits, with employer plans determining card type and cost structure.
• Admin controls & reporting: Company dashboard provides benefit assignment, top-ups, controls for eligibility, and reporting to support payroll processes and compliance.
• Employee discounts & offers: The app surfaces exclusive discounts and partner offers in addition to the standard Visa acceptance, increasing value for employees.
• Support & help center: Coverflex provides localized help articles and an FAQ for Meal usage, coverage rules, limits and card lifecycle management.