MatchMove is an embedded finance platform offering comprehensive digital payment and next‑generation banking capabilities. Its proprietary Banking Wallet OS enables enterprises to integrate financial services directly into their applications. Core capabilities include issuing virtual or physical prepaid cards, enabling domestic and cross‑border money transfers, and providing automated credit and lending functions based on user transaction patterns. The platform also supports diverse use cases such as expense management, digital banking, loyalty programs, international remittances, and SME lending. MatchMove operates with full regulatory compliance under the Monetary Authority of Singapore and collaborates with global card networks to offer secure, scalable, and real‑time financial solutions.

Key Features

Spend Capabilities Enables digital spending across channels.

• Instantly issued prepaid virtual or physical cards
• Online and offline payments supported across major card networks

Send Capabilities Supports global money movement.

• Domestic P2P transfers and mass disbursements
• Cross‑border remittances via compliant digital channels

Lend Capabilities Automated lending infrastructure.

• Credit scoring based on user spending and transaction history
• Streamlined loan disbursement for SMEs and consumers

Virtual Account Services Enables secure digital cash balance management.

• Provides safe stored‑value accounts for users
• Easily paired with virtual and physical cards

User Authentication & Onboarding Built‑in identity verification.

• Facial biometric verification and OCR document scanning
• Enables secure and quick onboarding for co‑branded cards

Benefits

Enhanced Financial Integration Allows businesses to embed financial capabilities directly into their platforms.

• Reduces integration complexity with unified APIs
• Supports a wide range of use cases like loyalty and digital banking

Improved Customer Experience Provides seamless payment and onboarding processes.

• Instant card issuance reduces user friction
• Biometric verification improves onboarding speed and security

Global Money Movement Simplifies international payments and remittances.

• Cross‑border transactions supported in multiple corridors
• Reduced operational cost through digital settlement processes

Financial Inclusion & SME Support Empowers underserved users and small businesses.

• Offers credit access based on behavior‑driven scoring
• Enables easy access to loans through automated processes