Overview

Luna is a cloud‐based receivables automation platform developed by Finnet in Brazil. It integrates with a company’s ERP to centralise billing, multiple payment channels (boleto, PIX, bank transfer, card), and supports leveraging already negotiated bank/acquirer rates. The platform aims to streamline operations, reduce collection costs and delinquency rates, and provide businesses more autonomy over their payment ecosystem.

Features and Capabilities

• Integration & ERP Compatibility: Enables direct integration via API with existing ERP systems, streamlining the register and issuance of invoices and boletos.
• Multi‑Payment Channel Support: Supports boleto, PIX (including QR code hybrid “bolepix”), card payments, bank transfers (TED/DOC) and more, under one unified platform.
• Flexible Rate Model: Allows companies to utilise rates they’ve already negotiated with banks or acquirers, avoiding being locked into the platform’s proprietary fee model.
• Automated Notifications & Collection Workflows: Provides automated reminders and notifications via email, SMS, WhatsApp for receivables management, improving follow‑up and reducing delinquency.
• Real‑time Status & Reporting: Offers real‑time monitoring of payment status, overdue items, and dashboards enabling visibility for accounts‑receivable teams.
• Customisable Environment & Multi‑Bank Connections: Customisable digital environment where companies can configure payment flows, connect to over 118 financial institutions via the Finnet ecosystem, and manage multi‑bank collections.
• Automated Interest/Discount Calculations & Recalculation: System automates interest, fines, discounts for overdue amounts or adjustments, reducing manual workload in collection departments.