Get quotes in seconds, not days. Grow your book of business faster and compete smarter with LightSpeed® Small Commercial automated underwriting. Spend less time on each quote without sacrificing risk insights.

Can you move at the speed of your small commercial customers?

Small business owners need agility to survive, and they want the same from their business partners. If your customers wait days for quotes, outdated tools and processes may be undermining your small commercial growth. But your profitability depends on accurate underwriting. How do you keep it all in balance?

The Race to Zero is underway. Don’t get left behind.

Automated underwriting software can give you more speed, greater accuracy, deeper insights, and a leap toward higher profitability.

Fight premium leakage with accurate NAICS codes

Avoid costly misclassification with a comprehensive view of applicant risk using proprietary, verified commercial data and analytics—from just a business name and address.

Leverage AI to uncover new sources of data

See each risk more holistically as LightSpeed Small Commercial brings the power of artificial intelligence (AI) models to unstructured data sources.

Improve underwriting efficiency

Shrink quote turnaround time from days to seconds with robust, data-driven analytics that bring customers to bind faster.

Features and capabilities

A more complete picture from unstructured data sources

Traditional prefill reveals only part of the story. Leverage unstructured data sources to help enable straight-through processing with actionable insights upfront.

Industry-specific insights for most small to midsize businesses

Transform your risk rating and underwriting with exclusive, verified business firmographics and 8-digit NAICS codes, site-verified and Verisk-modeled property data, and location-specific information.

Seamless integration with your existing processes

Don’t spend time learning a new platform or interface; LightSpeed Small Commercial smoothly delivers insights from unstructured data—including millions of data points from profiles and reviews—in a single API.