Arium liability models—which include scenarios for historical events as well as emerging and emergent risks—use an extensive supply chain network to represent the domino effect of liability rippling out from one industry to affect many others.

Do you know what types of casualty accumulations are hidden in your portfolio?

Liability events have the potential to cross many lines of business and produce catastrophic losses, especially in today’s interconnected global economies. Conditions that result in significant liability losses can be slow to develop and difficult to anticipate.

Understand your liability risk

Arium liability models enable insurers to evaluate their portfolios and better monitor their risk accumulation across all types of business.

Prepare for events whose scope exceeds historical experience

When a company collapses spectacularly, like Enron in the early 2000s, or a nationwide health crisis affects multiple industries, like the lingering effects of asbestos, robust liability models are needed.

Evaluate many different sources of liability risk

Arium casualty models capture risk from a wide range of casualty scenarios, including product liability, financial misconduct, industrial accidents, cybercrimes, component or ingredient irregularities, and other types of operational risks.

See impacts on related lines of business

The detailed economic network in Arium lets you visualize interconnections between related industries to help make sense of how a significant liability event in one industry can spread to affect the larger global economy in previously unforeseen ways.

Features and capabilities

Historical casualty scenarios

Developed with data from Advisen, these scenarios are based on detailed, company-specific data for tens of thousands of commercial establishments.

Analysis for many different sources of casualty risk

Arium casualty models cover multiple lines of business and capture risk from a wide range of casualty scenarios, including product liability, financial crises, industrial accidents, and component or ingredient irregularities.

Insight into criminal activity

The scenarios and models in Arium include fraud, Ponzi schemes, and other forms of financial misconduct, as well as cyber crimes.