Abrigo’s Lending & Credit Risk software provides a unified platform for banks and credit unions to automate loan origination and manage credit risk. The software supports various loan types, including commercial, consumer, construction, agricultural, and small business loans. It enhances efficiency by breaking down data silos, automating workflows, and providing valuable insights for scalable growth.

Key Features

Loan Origination Automation Streamlined processes for faster loan approvals

• Automates critical steps like underwriting and servicing
• Reduces delays with one-time data entry

Credit Risk Management Comprehensive tools for managing credit risk

• Automates credit spreading and risk rating
• Ensures consistent policy application throughout the loan lifecycle

Specialized Lending Solutions Tailored features for diverse loan types

• Commercial, consumer, small business, construction, and agricultural loans
• Integration of alternative data sources for small business lending

Integrated CRM Capabilities Enhances borrower relationships

• Streamlined workflows for better customer engagement
• Centralized platform for all lending activities

Real-Time Reporting Improves decision-making with actionable insights

• Provides transparency into loan performance
• Supports compliance with regulatory requirements

Benefits

Operational Efficiency Streamlines lending processes to save time and resources

• Automates repetitive tasks for faster processing
• Reduces manual errors with integrated workflows

Scalability Supports growth with a flexible platform

• Handles multiple loan types in one system
• Adapts to the needs of growing financial institutions

Improved Customer Experience Enhances borrower satisfaction through faster decisions

• Simplifies account opening and document management
• Strengthens relationships with user-friendly tools