Overview

Dealer Funding Management is a cloud-ready leasing and inventory-funding solution that automates dealer credit lines, funding drawdowns, repayments, and stock audits. It supports VIN-level asset funding, configurable credit lines and interest rules, tranche drawdowns, digital invoice uploads, and periodic stock-audit workflows—designed for captive finance companies, banks, and finance houses to manage revolving dealer financing and floor-plan exposures at scale.

Features and Capabilities

• Credit Line Setup and Management: Define credit lines, credit-free periods, tiered interest rates, and lifecycle rules; manage line adjustments and closures with audit trails.
• Funding & Repayment Management: VIN-level funding and repayment processing; support for tranche drawdowns, instalments, early repayments, and automated interest calculations.
• Digital Document Handling: Digital upload and validation of invoices and supporting documents to trigger funding and disbursement workflows.
• Stock Audit Automation: Schedule and record periodic stock audits at dealer premises, reconcile financed inventory, and trigger remediation actions based on audit findings.
• Asset Configuration & Inventory: Configure asset classes, sub-assets, and spare parts; map financing to inventory/facility levels for accurate exposure reporting.
• Interest & Fee Engine: Configurable interest rules, credit-free periods, penalty rules, and flexible fee structures per dealer relationship.
• Line-of-Business Controls: Role-based workflows, approvals, and segregation of duties for origination, drawdown approval, and reconciliation.
• MIS & Reporting: Comprehensive dashboards and MIS for exposures, delinquencies, audit results, and portfolio analytics; supports operational monitoring and regulatory reporting.
• Integration & Deployment: Cloud-ready and internationalized; designed to integrate with loan origination, loan management, accounting, and payment systems.
• Use Cases / Targeted Scenarios: Captive auto finance floor-planning, dealer inventory financing, equipment leasing, and distributor funding programs.