Marqeta's Just-in-Time (JIT) Funding platform provides a flexible and scalable solution for managing card transactions. It allows businesses to fund transactions in real time, ensuring that cards maintain a $0 balance until the moment of payment. This enhances cash flow management and reduces fraud risk.

Key Features

Real-Time Funding Provides funding for transactions in real-time.

• Reduces pre-funding requirements
• Enhances cash flow management

Transaction Control Allows businesses to approve or deny transactions in real time.

• Customizable business rules
• Enhances security

Fraud Prevention Includes robust security measures to prevent fraud.

• Monitors transactions in real-time
• Reduces fraud risk

Data Insights Offers detailed analytics and reporting.

• Tracks spending patterns
• Provides actionable insights

Custom Metadata Injects custom metadata into transactions.

• Matches order or ledger system records
• Enhances reconciliation

Benefits

Enhanced Security Improves the security of card transactions.

• Reduces fraud
• Protects sensitive data

Operational Efficiency Streamlines card management processes.

• Saves time
• Reduces operational costs

Scalability Supports growth and expansion.

• Adapts to increasing demands
• Facilitates new card programs