Ncontracts provides cloud-based risk management and compliance software solutions designed primarily for banks, credit unions, and mortgage companies. The platform supports governance, enterprise risk management, vendor risk management, compliance tracking, audit management, and regulatory change monitoring. In addition to software, Ncontracts offers advisory and managed services to assist institutions with regulatory requirements, risk assessments, and program development.

Key Features

Enterprise Risk Management (ERM) Structured framework for identifying and managing risks.

• Risk assessments and risk registers
• Risk scoring and categorization
• Reporting and board-level dashboards

Vendor Risk Management Oversight of third-party relationships.

• Vendor due diligence tracking
• Ongoing monitoring workflows
• Risk rating and documentation management

Compliance Management Monitoring of regulatory obligations.

• Compliance calendars and task tracking
• Regulatory change management support
• Policy and procedure documentation

Audit Management Coordination of internal and external audits.

• Audit planning and scheduling
• Issue tracking and remediation workflows
• Audit reporting tools

Incident and Issue Management Tracking and resolution of operational issues.

• Incident logging
• Root cause analysis documentation
• Corrective action tracking

Advisory and Managed Services Professional support services alongside software.

• Compliance program assistance
• Risk assessments and gap analyses
• Regulatory exam preparation support

Benefits

Centralized Risk Oversight Consolidates risk and compliance activities into one platform.

• Unified documentation repository
• Standardized workflows

Improved Regulatory Readiness Supports preparation for examinations and audits.

• Structured reporting
• Traceable remediation processes

Enhanced Third-Party Risk Control Strengthens oversight of vendor relationships.

• Documented due diligence
• Continuous monitoring support

Operational Efficiency Reduces reliance on manual spreadsheets and fragmented tools.

• Automated tracking
• Integrated dashboards

Industry-Specific Alignment Designed for financial institutions.

• Regulatory-focused workflows
• Financial services risk frameworks