Intelligent Acceptance by Checkout.com is a sophisticated AI-powered optimization engine that enhances payment acceptance rates and maximizes merchant revenue. The platform leverages billions of transactional data points from Checkout.com’s global network, applying advanced machine learning algorithms to optimize the entire payment flow. This includes pre-processing aspects like messaging and routing, as well as post-processing with adaptive retries. Intelligent Acceptance continuously learns and adjusts in real-time, ensuring transactions are formatted to meet issuer preferences and compliance requirements. By dynamically routing transactions to the most cost-effective networks and utilizing network tokens, the platform reduces transaction fees and operational complexity. Early adopters have reported significant improvements in acceptance rates and revenue, making Intelligent Acceptance a valuable tool for businesses looking to optimize their payment processes and reduce false declines.

Features

• AI-Powered Optimization: Utilizes machine learning to enhance acceptance rates and optimize payment flows.
• Real-Time Adjustments: Continuously learns and adjusts transaction processing in real-time.
• Cost Reduction: Dynamically routes transactions to the most cost-effective networks.
• Compliance Management: Ensures transactions meet issuer preferences and regulatory requirements.
• Comprehensive Analytics: Provides detailed insights into payment performance and optimization opportunities.