Overview

SecondQuote Engine simplifies the photo-based quote and lead-conversion journey for insurance buyers and distributors by letting users submit images (e.g., of assets, risks or damages) and receive fast alternative insurance quotes and options. The module reduces manual quote handling, increases conversion from image-captured leads, and integrates with insurer workflows and APIs for streamlined policy issuance and follow-up.

Features and Capabilities

• Core capability: Photo-based quote intake and conversion: accepts customer-submitted images as the primary input to generate alternative quotes and pricing options; reduces form friction and accelerates initial quote creation.
• Lead conversion optimization: Automated lead capture from image submissions, prioritization and routing to distribution channels or agents to boost conversion rates.
• Integration: API-first design to plug into insurer/back-office workflows and policy-issuance systems for seamless end-to-end processing.
• Automation & decisioning: Rules and AI-assisted decision logic to map image-derived signals to underwriting or pricing rules, enabling faster, semi-automated or fully automated quote decisions.
• Fraud/risk signals: Visual analysis and metadata-based anomaly detection to flag suspicious submissions or inconsistent information prior to issuance.
• Workflow orchestration: Connects with inspection, claims and verification modules (e.g., inspection systems, pre-issuance checks) to ensure continuity from quote to issue.
• User experience: Mobile-first capture flow to reduce friction — customers submit images via mobile UI for near-instant preliminary quotes and options.
• Distribution support: Designed for insurers, brokers and distributor networks — supports B2B distribution paths and partner-driven sales channels.
• Compliance & security posture: Built on the Artivatic platform which advertises enterprise-grade controls and certifications for data protection and platform security.