The AI Solution for Credit Agreement Management

Easily understand and compare your credit agreements and proactively deliver on commitments to lenders with Insight for Credit

Automate compliance, deliver on commitments to lenders

Save Time

Quickly understand restrictions and requirements in your credit agreements and key terms

Stay Competitive

Easily review and compare against terms from past agreements when negotiating new facilities

Manage Risk

Confidently track debt covenants and satisfy commitments to lenders

Strengthen Compliance

Proactively monitor compliance requirements and default triggers

Leverage AI to proactively deliver on commitments to lenders

Insight for Credit makes it easier to understand and compare your credit agreements, track upcoming deliverables, and satisfy commitments to lenders–all in one place.

Contract Digitization

Quickly identify and categorize covenants from credit agreements with Ontra’s AI abstraction

• Transform agreements into structured data by identifying covenants and highlighting corresponding language
• Automatically match and group new clauses with similar covenants from existing credit agreements
• Generate covenant names, descriptions, and categories created by AI and reviewed by Ontra trained specialists

Term Comparisons

Automatically summarize and compare key legal and business terms across a number of documents

• Instantly spot trends, outliers, and variations among key provisions
• Easily access a holistic view across all of your credit facility provisions and obligations
• Automatically gain historical insights from current and former agreements to aid in new negotiations

Digital Repository

Generate an easily searchable, digital repository of credit agreements and covenants

• Store and manage all of your credit agreements in a single, secure location
• Quickly find contract language and summary descriptions with Insight's AI powered search algorithm
• Use SmartLine to redline differences in provisions against a single base provision

Tasks

Assign, monitor, and proactively deliver on commitments to lenders

• Track lender commitments with tasks to proactively deliver on affirmative and financial obligations
• Identify if events trigger defaults under your facilities and use tasks to manage next steps required for compliance
• Track and manage obligation compliance across your portfolio companies from a single, secure location

How Insight for Credit works

Extract Data

Leverage AI to quickly digitize agreements and categorize covenants

Surface Insights

Get actionable answers, informed by the full scope of your agreements

Meet Obligations

Assign, monitor, and proactively deliver on commitments to lenders