Inflection Credit-Based Insurance Score

Elevate pricing precision. Maintain a balanced consumer framework. Leverage a state-of-the-art, trended-credit predictive analytics model.

Give credit where credit is due

Inflection™ provides a dynamic inflection point in the development of consumer credit as a tool to evaluate risk sensibly.

Precise pricing

Microsegment risk by harnessing a recognized source of valuable insight into policyholder risk with 2.8 times lift.

Streamlined compliance

Harness Verisk's auto credit model filings in all 48 states where required and allowed for use.

Improved service

Evaluate consumers with a balanced framework to reduce premium leakage and avoid adverse selection.

Economic resiliency

Leverage a dynamic, trended-credit model that spans financial cycles and is designed for today’s digital consumer.

Optimized expenses

Cut underwriting expenses with InitialQuote Score—get a full score at quote for a fraction of the bind order cost.

Innovate with use cases for a hard market

Stay up on the latest strategies to refine pricing and -manage expenses, and learn about new credit-based insurance score innovations.

Features and capabilities

Industry expertise

Tap into co-developed innovation by global leaders in credit data, analytics, and technology—Verisk and Equifax.

Trended-credit model

Microsegment your book dynamically with superior insights into policyholders that can help you better align risk and price.

Balanced framework

Understand each consumer's risk profile more clearly with insights on manageable credit behaviors and severity of specific attributes.

Line-of-business scores

Apply customized Inflection scores to personal auto and homeowners insurance quotes.5

InitialQuote Score

Optimize quote workflow by obtaining a full score at quote for a fraction of the bind order cost.

Life-cycle solutions

From marketing with Inflection PreScreen to renewal, Verisk and Equifax have you covered.