ICHRA Administration

ICHRA Administration is Take Command’s flexible solution enabling employers of any size to reimburse employees tax‑free for individual health insurance and medical expenses. Instead of offering a traditional group plan, companies set their own budgets while employees choose the coverage that fits their needs. The platform streamlines setup, compliance, onboarding, claims processing, and ongoing support, making modern health benefits simple and customizable.

Features

• Fully customizable plan design, including eligibility rules, employee classes, and reimbursement structures
• End‑to‑end administration covering setup, onboarding, communications, claims handling, and reporting
• Automatic compliance support including legal plan documents, regulatory updates, and verification processes
• Integrated employee education and guidance throughout onboarding and benefit usage
• Optional tools such as automated premium payments and detailed benefit reporting

Capabilities

• Supports tax‑free reimbursement of individual health insurance premiums and qualified medical expenses
• Allows employers to set precise budgets with flexible allowance structures across employee classes
• Enables employees to choose ACA‑compliant plans, Medicare options, and other individual coverage
• Provides operational efficiency through automated workflows for notifications, compliance checks, and claims
• Acts as the central hub bridging employees, plans, reimbursements, and regulatory requirements

Benefits

• Reduces employer risk by eliminating traditional group plan renewals and offering predictable budgeting
• Improves employee satisfaction through greater plan choice, portability, and personalized coverage
• Simplifies administration by offloading regulatory, communication, and verification tasks
• Increases cost control through defined‑contribution health benefits and reimbursement flexibility
• Enhances organizational agility with a modern, scalable alternative to group health insurance