Transparently detect account opening risk

IBM Trusteer® Pinpoint Assure is SaaS to detect and predict identity risk for guest users and during digital account creation. It is part of the Trusteer family of products in the IBM Security® portfolio.

What happens when you need to validate a new customer or a guest user? Without prior information or customer records—and when the information you rely on is publicly available—it can be a challenging task to determine whether an account was created by a true user or by a cybercriminal.   IBM Trusteer Pinpoint Assure is real-time, cloud-based identity risk software that detects and predicts the risk of fraudulent intent, which allows you to establish a trusted digital relationship early in the new digital account creation process.

Features

• **Fraud evidence database: **Analyze patterns early in the new account creation process, including data reputation, using global consortium data.
• **Mobile carrier intelligence: **Use mobile carrier intelligence to assess the risk of fraudulent intent.
• **Fraudulent pattern analysis: **Identify linkages in a multitude of data to detect fraudulent patterns.
• **Cross-organizational patterns: **Detect patterns across protected banks as fast as known fraudsters.
• **Detection synergy with account takeover: **Share insights on account opening risk with account takeover risk assessment.
• **Synthetic identity detection: **Detect re-use of data and mismatches between data provided during account opening.
• **Non-human behavior detection: **Detect account opening by malicious bots, including velocity patterns.
• **Device risk: **Detect device hygiene risks, including malware, spoofing, virtual machine and emulated devices.
• **Mule account indication: **Get insights about potential mule account creation in the account opening process.

Benefits

• **Get advanced intelligence and insights: **Trusteer correlates advanced intelligence with our global fraud evidence database to assess digital identities.
• **Detect new account fraud patterns: **Trusteer uses rich proprietary insights and advanced analytics across the omnichannel customer journey.
• **Assess the risk transparently: **Trusteer seamlessly assesses new account creation risk for a personalized and improved customer experience.