Garaging misrepresentation costs auto insurers some $2.4B annually.* Fight fraud and screen new business with 4B+ license plate sightings spanning 75% of the US.

Garaging misrepresentation isn’t a fib—it’s fraud

Incorrect garaging information can significantly affect both the insurer and the insured, leading to premium leakage, coverage issues, financial losses, and regulatory action.

Close the door on garaging fraud

Boost pricing accuracy and minimize premium leakage at point of sale and renewal, ensuring policies are correctly written and priced for ongoing rate integrity.

Uncover the truth

Leverage a rich database of 4B+ license plate sightings from 75% of the nation to identify time, frequency, and proximity relative to a given garaging address.

Plug the leaks

See the complete picture: Garaging location and commuting mileage can result in extreme premium differentials.

Cover your bases

Ensure drivers have the appropriate in-state policy to avoid discrepancies in PIP, medical, minimum limits, and other provisions.

How GarageConfirm Works

GarageConfirm tracks vehicle locations relative to listed addresses, creating location-based loss cost and premium differentials by analyzing geospatial clusters of recent sightings.

Features and capabilities

Fraud detection

Recover potential lost premium at point-of-sale and renewal by confirming reported addresses and commuting mileage.

Location-based insights

Generate loss costs and premium differential for top-three vehicle sighting locations with access to 4B+ records.

Unmatched data

Tap into the largest database of license plate sightings, spanning 75% of the nation and previously available only to law enforcement and lenders.

* Updated 2022 estimate based on Coalition Against Insurance Fraud’s The Impact of Insurance Fraud on the U.S. Economy, pages 23-26, applying overall annual premium leakage increase to Verisk’s estimate from The Challenge of Auto Insurance Premium Leakage, 2017.