Overview

INFOPRO’s Full Commercial Banks solution is an AI-driven, cloud-enabled universal banking platform that supports retail, corporate, and Shariah-compliant banking models. It centralizes core banking, digital channels, risk and compliance, payments, treasury, and lending within a single configurable platform and is delivered together with implementation, consultancy, and integration services to accelerate digital transformation for banks and financial institutions.

Features and Capabilities

• Core Banking & Ledger: A unified core with deposit, account, and general ledger functions enabling conventional and Islamic banking operations, with dual-engine support for Shariah products.
• Loans & Lending: End-to-end loan origination, credit decisioning, servicing, and collections workflows with automation and AI assistance.
• Digital Channels: Omnichannel digital banking (web and mobile) for retail and corporate customers with personalization and remote onboarding.
• AI & Analytics: Embedded AI Processing Technology for real-time analytics, customer insights, risk scoring, and operational optimization.
• Risk, Compliance & Reporting: Holistic risk management, regulatory reporting, and compliance modules to meet local and regional banking requirements.
• Payments & Treasury: Integrated payment rails, settlement, treasury operations, and cash management features supporting cross-channel transactions.
• Cloud & Agility: Cloud-ready architecture enabling faster releases, scalable deployments, and easier integration with third-party services.
• Integration & APIs: Open APIs and connectors for fintech, third-party services, and partner ecosystems enabling composable banking.
• Professional Services: End-to-end project implementation, banking consultancy, and managed services to support rollout and change management.
• Dual-Model Support: Configurable engines that support both conventional and Islamic banking product lines within a single platform.