The FIS® Round Up™ debit transactions solution provides financial institutions with a powerful tool to empower their cardholders to engage in meaningful financial habits. This innovative service allows customers to easily round up their debit card purchases, with increments ranging from $1 to $10, and direct the spare change towards either building personal savings or contributing to a charity of their choice. By offering such a flexible and impactful option, financial institutions can significantly differentiate their brand in a competitive market, providing a compelling reason for customers to consistently choose their debit card for everyday transactions.

The solution addresses a critical need, as a significant portion of the population lives paycheck to paycheck and lacks sufficient savings. It also taps into the desire of many donors to give more, making charitable contributions accessible through routine spending. Round Up helps financial institutions connect with cardholders on a deeper level by supporting their individual financial goals, whether that's creating a financial safety net or supporting causes they care about. The system ensures fast transfers, moving the rounded-up funds to the designated savings account or charity in near-real time, and offers simple integration into existing networks without requiring complex back-end modifications. Cardholders maintain full control over their contributions, choosing amounts and setting optional caps, ensuring a personalized and secure experience. This flexibility makes it effortless for cardholders to build savings or support causes, one debit card purchase at a time, fostering healthy financial habits and enhancing customer loyalty.

Features & Benefits

• Differentiated Experience
  • Connects with cardholders on a deeper level by supporting their financial goals, enhancing brand loyalty.
• Controlled Contributions
  • Cardholders choose their preferred contribution or savings amount, with the option to set caps for personalized financial management.
• Fast Transfers
  • Funds rounded up by the customer are transferred to their designated savings account or chosen charity in near-real time.
• Simple Integration
  • Adds secure capabilities to a financial institution's network without requiring complex back-end integration.
• Flexible Options
  • Provides cardholders with an easy way to build savings or support causes through individual debit card purchases.