FIS Item Processing offers a modern, cloud-based, and image-enabled solution designed to automate and optimize critical payment processing technology for financial institutions. It specifically targets check payments obtained through various remote deposit capture channels, including branches, tellers, ATMs, kiosks, merchants, and consumers. By streamlining these processes, the solution helps organizations boost productivity, achieve operational excellence by moving transactions quickly, and significantly drive down costs. It minimizes lost funds and provides same-day protection against check fraud losses through omnichannel risk review and robust fraud detection controls. The integrated, single-platform solution offers real-time image capture and archiving, complemented by cross-channel business rules, controls, and workflow management. This comprehensive approach simplifies exceptions and returns, reduces ongoing IT and operational costs, and minimizes capital requirements, ensuring efficient and secure payment processing.

Features & Benefits

• Automated Check Payment Processing
  • Automates and optimizes operational workflows for check payments obtained through remote deposit capture channels, including branch, teller, ATM, kiosk, merchant, and consumer.
• Cloud-based & Image-enabled Solution
  • Provides a modern, cloud-based, and image-enabled platform for achieving operational excellence by moving transactions quickly and minimizing lost funds.
• Comprehensive Fraud Detection & Risk Review
  • Minimizes check fraud losses using omnichannel risk review and robust fraud detection controls, offering same-day protection for institutions.
• Real-time Image Capture & Archiving
  • An integrated, single-platform solution offering real-time image capture and archive capabilities with cross-channel business rules, controls, and workflow.
• Operational Efficiency & Cost Optimization
  • Boosts productivity, simplifies exceptions and returns, reduces ongoing IT and operational costs, and minimizes capital requirements by reducing manual processing errors.
• Flexible Deployment
  • Offers flexible deployment options to suit diverse institutional needs.