FIS Integrated Banking Solution (IBS) is a premier, integrated, and flexible core banking platform designed to empower growth-focused financial institutions, from community banks to large regional entities. Built on the strength of FIS, this scalable solution enables organizations to make data-informed decisions and create next-generation products that precisely meet evolving customer needs. IBS facilitates the seamless management of banking activities across all channels, including mobile, ATM, and traditional branches. By providing a tightly integrated package of components, it dramatically reduces the complexity, risks, costs, and time to market associated with third-party integrations and new product innovations. The platform delivers a rich set of business capabilities, flexibly supporting both retail and commercial clients across various digital and physical touchpoints, ensuring financial institutions can catch up, stay current, and prepare for future demands.

Features & Benefits

• Enhanced Customer Engagement
  • Provides a complete picture of each customer’s life cycle, allowing financial institutions to align offers with precise customer needs, when they need them.
• Flexible Open Banking
  • Enables strategic growth, confident navigation of market opportunities, and the rapid building and launching of unique, next-generation products.
• Scalable Infrastructure for Growth
  • The IBS infrastructure anticipates future needs, scaling seamlessly as financial institutions grow organically and through acquisition.
• Comprehensive Core Processing Platform
  • Delivers a fully integrated banking solution for community to large regional financial institutions, supporting retail and commercial clients across digital and physical touchpoints.
• Integrated Business Capabilities
  • Offers a rich set of business capabilities through a tightly integrated package of components, reducing complexity and time to market.
• Key Solution Modules
  • Accounting and reporting
  • Banking as a Service
  • Data warehouse and analytics
  • Deposits
  • Enterprise imaging
  • IT network infrastructure
  • Lending
  • Open API integration
  • Payments
  • Professional services
  • Retail and commercial banking
  • Risk, fraud and compliance
  • Sales and service
  • Treasury/cash management
  • Trust