FIS® Credit Assessment serves as a centralized solution for managing all commercial credit assessment and customer risk rating functions, including the calculation of probability of default and loss given default. Leveraging industry-specific financial spreading software, it provides in-depth credit risk analytics, enabling organizations to identify previously unrecognized risks. This solution aims to solidify customer loyalty, reduce IT overhead, and ultimately increase revenue and profitability for lenders. It offers integrated and powerful functionality and workflow throughout the commercial lending lifecycle, delivering significant benefits for credit and risk officers as well as front-line relationship managers. By streamlining processes and adapting to regulatory changes, it helps eliminate the need for multiple systems, leading to a more cost-effective approach.

Features & Benefits

• Integrated Commercial Lending Workflow
  • Provides access to integrated and powerful functionality and workflow throughout the commercial lending life cycle.
• Enhanced Risk Visibility
  • Improves potential trouble-spot visibility within credit portfolios, allowing for proactive management.
• Strengthened Portfolio Management
  • Centralizes commercial credit data to strengthen portfolio management, risk analysis, and overall profitability.
• Customer Relationship Building
  • Enhances customer satisfaction and retention by enabling an advisory role and uncovering new business opportunities.
• Streamlined Processes & Reduced TCO
  • Improves the credit process and facilitates adaptation to ongoing regulatory changes by eliminating multiple systems for a more cost-effective approach, reducing Total Cost of Ownership.