FIS AuthMax Preferred Customer is a debit card authorization optimization solution that helps financial institutions maintain card top-of-wallet status by ensuring smooth and secure cardholder experiences. This solution addresses the dual challenge faced by issuers: providing a seamless experience for cardholders while simultaneously ensuring that merchants only authorize valid transactions. Leveraging an extensive dataset of over 40 billion transactions, AuthMax Preferred Customer quickly identifies legitimate cardholders, significantly boosting approval rates and accurately detecting fraudulent activities. This not only enhances the cardholder experience by reducing false declines but also drives increased interchange revenue for issuers. The system benefits cardholders, issuers, and merchants by streamlining the authorization process and preventing fraud, ultimately ensuring that only legitimate transactions are approved.

Features & Benefits

• Increased Approval Rates
  • Gives cardholders a seamless experience while reducing fraud risk.
• More Interchange Revenue
  • Approves legitimate new and recurring transactions accurately every time.
• Data-Driven Decisioning
  • Approval parameters are driven by the industry’s largest merchant data set and largest card issuer data set.
• Turnkey Implementation
  • Enables financial institutions to deploy FIS debit card authorization optimization solutions immediately.