More than 4.5 million U.S. properties are at high to extreme risk for wildfire. The growing scope and severity of wildfire risk call for practical, innovative tools to help insurers manage their exposure.

Wildfire threat shows relentless growth

Wildfire risk analysis and mitigation are fast-growing priorities for insurers in states exposed to this peril. New regulatory measures are affecting property coverage rating in wildfire-prone areas. Heat, extreme droughts, and altered precipitation patterns push wildfire “seasons” to near year-round. And development in high-risk areas raises potential loss exposure.

Leading with science and technology

FireLine® helps insurers effectively assess wildfire risk one property at a time with detailed, current information.

Manage wildfire risk at the address level

Location-specific environmental characteristics play a significant role in determining each property’s level of exposure to wildfire.

Build for safer tomorrows

Mitigation activities are critical to resiliency in the face of wildfire risk. Verisk delivers multifaceted analysis of these activities.

Respond to the latest regulation

Verisk provides tailored solutions to support insurers’ regulatory compliance efforts in California and other western states.

Helping insurers respond to wildfire regulation

From risk assessment to insurer rate filings, Verisk solutions can help insurers recognize mitigation measures taken by homeowners and businesses.

Wildfires have increased dramatically during the past decade

More than 4.5 million U.S. properties are at high to extreme risk for wildfire, with over 2 million of these addresses in California.

Features and capabilities

Location-specific analytics

Examine property-specific risk factors such as vegetative fuels, terrain/slope, and road access.

Property-level mitigation insights

Assess structure hardening efforts and defensible space around structures.

Community-level mitigation collaborations

Leverage Verisk’s work with multiple community-level mitigation programs and track participation.

Expansive coverage, updated frequently

Use FireLine to assess properties at high and extreme risk in the 13 most wildfire-prone states—with quarterly and annual model updates.

Deep analytics

Apply the results of a unique collaboration among insurers, the fire protection community, and scientific researchers using remote sensing and digital mapping.